Relatively new company, similar to a credit card so your balance rolls over and you pay a low interest charge at the end of the month - they are already highly recommended for peer to peer lending for their straightforward and easy service

This credit union can lend to people with bad credit, if you have struggled with finance in the past they can help you rebuild your credit - must be living or working within the 'G' postcode area

Great way to borrow money, really low rates and flexible terms - must live or work within the 'G' postcode

Relatively new peer to peer lender that is already becoming highly recommended, really low interest rates even compared to your primary bank, definitely worth trying them as the application form is really simple

Small financial business serving the local community for saving and borrowing - must be living or working in the North East Warrington area

If you have struggled with finances in the past, they can help you rebuild your credit - must live or work on the Clwyd Coast

This is a very transparent and affordable loan, if you are not in a rush for your money - must be living or working within the City of Newport

Great option if you have struggled with finances in the past as no credit checks - must live, work or study within the postcodes CM17, CM18, CM19 or CM20

Small financial business serving the local community, affordable option - must live or work in Motherwell (up to the Motherwell side of the Flemington roundabout)

Low rates, low monthly repayments, no hidden charges or extra fees - must live work work within the boundary of County Durham

No credit checks so if you had problems with finance in the past, they can help you rebuild your credit - must live or work within the City of York or the County of North Yorkshire

Very good affordable and cheap option for finance if you have bad credit - must live or work in Nuneaton

Very small financial business run to serve the local community - must live or work within the 'G73' postcode

If you have had finance in the past, they could help you rebuild your credit - must be living within the 'SO' postal code district

Small financial business serving the local community for saving and borrowing - must be living or working in Barlow, Moor, Burnage, Chorlton, Didsbury, Fallowfield, Levenshulme, Old Moat, Rusholme, Walley Range or Withington

Small financial business serving the local community - need to live, work, study or volunteer within Southend-on-Sea

It may take a bit longer to get your loan so only apply if you're not in a rush - must live in the Splott, Tremorfa or Adamsdown area

Small financial business serving the community for saving and borrowing - must live or work in the local government district of St. Albans

If you struggled with finances in the past, they may be able to help you rebuild your credit - must live or work in the area of Norfolk

Very affordable and flexible option for finance - must live or work within Stockport