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Fair Credit Loans[edit]

If you've had finance before, like a credit card or a loan and have only been late making a payment once or twice, you'll most likely have a fair credit rating. So finding a loan shouldn't be as difficult as if you had a not so good credit or bad credit rating. You may also be considered to have a fair credit rating if you have had limited or no credit in the past as this will have limited your chances of building a good credit rating. Fair credit loans are available for a verity of loan purposes such as fair credit debt consolidation loans or fair credit car loans. If you have had CCJs or defaults previously you will more than likely be considered to have bad credit and will be more suitable for bad credit loans rather than fair credit loans.

Compare all 198 Fair Credit Loans

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Loan Representative APR Rating Min Loan Amount Max Loan Amount Credit Rating

Funding Circle Business Loan

Funding Circle Business Loan Logo

8.4%

StarStarStarStarStar

(2 reviews)

£5,000

£250,000

Good
Fair
Apply
Details

New lender with a focus on funding for small businesses - loans with low interest rates but higher arrangement fees

RateSetter Rolling Loan

RateSetter Rolling Loan Logo

8.5%

StarStarStarStarStar

(8 reviews)

£500

£25,000

Good
Fair
Bad
Apply
Details

Relatively new company, similar to a credit card so your balance rolls over and you pay a low interest charge at the end of the month - they are already highly recommended for peer to peer lending for their straightforward and easy service

Glasgow Credit Union

Glasgow Credit Union Logo

9.9%

(0 reviews)

£200

£20,000

Good
Fair
Bad
Apply
Details

This credit union can lend to people with bad credit, if you have struggled with finance in the past they can help you rebuild your credit - must be living or working within the 'G' postcode area

Pollok Credit Union

Pollok Credit Union Logo

10%

StarStarStarStarStar

(1 reviews)

£50

£5,000

Good
Fair
Bad
Apply
Details

Great way to borrow money, really low rates and flexible terms - must live or work within the 'G' postcode

Metro Bank

Metro Bank Logo

10%

(0 reviews)

£2,000

£25,000

Good
Fair
Apply
Details

The first high street bank to open in over 100 years in Britain, definitely worth enquiring about a loan as payout is very fast and interest is as low as other high street banks

Bigcarrots

Bigcarrots Logo

10%

(0 reviews)

£1,000

£25,000

Good
Fair
Apply
Details

Funding for smaller and medium businesses (without the government or banks) - new company in the market with affordable interest rates

RateSetter Loan

RateSetter Loan Logo

10.2%

StarStarStarStarStar

(5 reviews)

£500

£25,000

Good
Fair
Bad
Apply
Details

Relatively new peer to peer lender that is already becoming highly recommended, really low interest rates even compared to your primary bank, definitely worth trying them as the application form is really simple

Quakle

Quakle Logo

12.5%

StarStarStarStarStar

(2 reviews)

£1,000

£21,000

Good
Fair
Apply
Details

Newest lender of its type on the market - has not built a reputation for itself but works on the same principles as other peer to peer lenders

North East Warrington Credit Union

North East Warrington Credit Union Logo

12.5%

(0 reviews)

£50

£10,000

Good
Fair
Bad
Apply
Details

Small financial business serving the local community for saving and borrowing - must be living or working in the North East Warrington area

Clwyd Coast Credit Union

Clwyd Coast Credit Union Logo

12.6%

StarStarStarStarStar

(1 reviews)

£50

£15,000

Good
Fair
Bad
Apply
Details

If you have struggled with finances in the past, they can help you rebuild your credit - must live or work on the Clwyd Coast

Newport Credit Union

Newport Credit Union Logo

12.6%

(0 reviews)

£50

£5,000

Good
Fair
Bad
Apply
Details

This is a very transparent and affordable loan, if you are not in a rush for your money - must be living or working within the City of Newport

Harlowsave Credit Union

Harlowsave Credit Union Logo

12.6%

(0 reviews)

£50

£5,000

Good
Fair
Bad
Apply
Details

Great option if you have struggled with finances in the past as no credit checks - must live, work or study within the postcodes CM17, CM18, CM19 or CM20

Motherwell & District Credit Union

Motherwell & District Credit Union Logo

12.67%

(0 reviews)

£50

£5,000

Good
Fair
Bad
Apply
Details

Small financial business serving the local community, affordable option - must live or work in Motherwell (up to the Motherwell side of the Flemington roundabout)

Prince Bishops Credit Union

Prince Bishops Credit Union Logo

12.68%

(0 reviews)

£100

£700

Good
Fair
Bad
Apply
Details

Low rates, low monthly repayments, no hidden charges or extra fees - must live work work within the boundary of County Durham

North Yorkshire Credit Union

North Yorkshire Credit Union Logo

12.68%

(0 reviews)

£100

£7,500

Good
Fair
Bad
Apply
Details

No credit checks so if you had problems with finance in the past, they can help you rebuild your credit - must live or work within the City of York or the County of North Yorkshire

Nuneaton Credit Union

Nuneaton Credit Union Logo

12.68%

(0 reviews)

£100

£3,300

Good
Fair
Bad
Apply
Details

Very good affordable and cheap option for finance if you have bad credit - must live or work in Nuneaton

Rutherglen Credit Union

Rutherglen Credit Union Logo

12.68%

(0 reviews)

£50

£5,000

Good
Fair
Bad
Apply
Details

Very small financial business run to serve the local community - must live or work within the 'G73' postcode

Solent Credit Union

Solent Credit Union Logo

12.68%

(0 reviews)

£50

£5,000

Good
Fair
Bad
Apply
Details

If you have had finance in the past, they could help you rebuild your credit - must be living within the 'SO' postal code district

South Manchester Credit Union

South Manchester Credit Union Logo

12.68%

(0 reviews)

£100

£10,000

Good
Fair
Bad
Apply
Details

Small financial business serving the local community for saving and borrowing - must be living or working in Barlow, Moor, Burnage, Chorlton, Didsbury, Fallowfield, Levenshulme, Old Moat, Rusholme, Walley Range or Withington

Essex Savers net Credit Union

Essex Savers net Credit Union Logo

12.68%

(0 reviews)

£50

£5,000

Good
Fair
Bad
Apply
Details

Small financial business serving the local community - need to live, work, study or volunteer within Southend-on-Sea

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