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Fast Loans[edit]

Fast loans have become increasingly popular across the UK recently, bridging the gap until payday. They're a quick source of cash for those looking to borrow small amounts, but often have a higher APR compared to more traditional loans. Getting secured fast loans can be risky, so we've put together a list to help you find an unsecured loan. Fast cash loans are easy to apply for, often online, and can sometimes be approved within minutes with no credit checks - helping you out today. To get the best deal you will need to take your credit history into account, since any instances of bad credit, County Court Judgements (CCJs) or other problems like defaults on previous loans can make it hard to get fast loans. This table lists all the fast cash loans in the UK, you can browse by review or APR, or narrow your search using one of our popular league tables:
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What do you mean by fast loans?

Fast loans are unsecured loans that you can get from applying online – these could be good credit, fair credit or bad credit UK loans. Fast loans refers to how long it takes to get the money into your account from applying. If you're struggling to pay your bills or just need money really fast then a fast loan could be perfect for you.

Often you'll get an instant decision and many fast loans can be applied for online, whether they are good credit fast loans or bad credit fast loans, some may even be no credit check fast loans. Some fast loan companies don't run credit checks on applicants, however because of this, fast loans may sometimes have a much higher APR.

If you are applying for a fast loan, especially if you are unemployed or are on benefits, make sure you can afford the repayments before taking out a fast loan. The most common UK fast loans are payday loans in the UK which are available for people with bad credit, fair credit or good credit.

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Types of companies that offer fast loans

High street bank loan – you can only get a fast loan from a high street bank if you have one of their current accounts, as it is so much easier for them to transfer the money into your bank quickly

e.g. Northern Bank, Barclays, HSBC, First Direct, Smile, NatWest, Ulster, Lloyds, Metro Bank

Sub Prime High Street loan – this is quite rare but they may be able to offer fast loans today if you are able to get to one of their offices to pick up the money

e.g. Everyday Loans, Oakam Loans, Cherry Godfrey, Sarnia Mutual, One Stop Money Shop

Peer-to-peer loan – they may offer fast loans as an option but they will charge you extra for the transfer of the money

e.g. Zopa Loans

Car finance loan – although the loan is not directly transferred to you, some car finance companies are able to transfer the money to the dealer which you are buying your car from that same day, whilst you are at the dealership

e.g. Infinity Finance, ACF Car Finance

Guarantor loan – a fast loan can be paid out with certain companies. You can also apply for a guarantor loan if you have bad credit.

e.g. FLM, FLM Quick, Guarantor Loans Online

Payday loan – a lot of payday loan companies now have the capabilities to offer fast loans, check with them to ensure whether the fast transfer is free of charge or if extra charges will be added onto your loan.

Text loan – once you have registered with them, they offer fast loans and transfer the money into your account, usually within 24 hours.

e.g. TxtLoan

See all Fast Loans

Example Loans:

Wage Day Advance

2814.2%APR

Metro Bank

10%APR

Loans Guernsey

11.9%APR

V5 Loans

498%APR

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