Yorkshire bank account holders only - they are not the worst bank neither the best bank for loans, their interest rates aren't competitive and the customer service certainly isn't the best

Only apply if you know you have good credit and have a 10% deposit for the car you want to buy - you can only buy from a recognised dealership

You can only apply if you have a good credit history - the less you lend, the higher the interest rate could be, only borrow what you need though - it may be cheaper to apply through your bank

Clydesdale Bank current account customers only - can lend larger amounts for longer lengths of time at a reasonable interest rate if you can deal with the poor customer service

NatWest current account customers only - their smaller loans tend to have a higher interest rate, if you have good banking history with them you will get a preferential rate

Very speedy service - interest rate depends on your banking history and your current financial ability to repay the loan, if you are offered a high interest rate, approach your primary bank

Smile has a very good reputation for their banking, online service and customer service but not for their loans - they are inflexible and the process can take a while

Cheaper rates for Bank of Ireland customers - if you want a bank loan, enquire at your own bank first

Do not need to be an Ulster Bank account holder - you may be able to get a better rate with your own bank, check before applying

Interest rate can be higher than other banks but Bank of Scotland are well known for fast and efficient service - which may compensate for the extra interest

Only for Lloyds Graduate Account holders - if you want to apply make sure you are able to get to your local bank as you can't apply online or via phone

Only available to Lloyds TSB Current Account holders - this loan has not had good reviews but if you have really good credit and banked with Lloyds for a while you may get a better rate and an overall better service

NatWest current account customers only - weigh up the pro's and con's of the higher interest rate, the really quick payout and the great customer service

Lloyds TSB Current Account holders only - interest rate is not competitive and Lloyds have an extensive list of extra charges attached to their loans, shop around before applying

Yorkshire bank account holders only - they have quite a bad reputation for customer service stating they are rude and unhelpful, could go to other high street lenders to get a better interest rate too

Completely online bank - application is really easy but if you struggle they are known for their great customer service, be aware that their loans are quite inflexible and once you choose the terms, it's difficult to change them

Clydesdale Bank current account customers only - the less you borrow, the higher the interest rate will be but don't be tempted to borrow more - only borrow what you need

Halifax customers only - the majority of customers are happy with the loan process stating it was easy, quick, affordable, staff were helpful, courier was patient and they got their money quickly

Great financial option if you have bad credit as they don't credit check and don't charge extra fees - must live or work in Blackpool, Fylde or Wyre

Halifax customers only - considering they require you to have a good credit and banking history, they charge a really high interest rate, shop around elsewhere before applying