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Post Office Loans[edit]
Post Office is a partner of the Bank of Ireland Personal Finance Ltd, which is part of the Bank of Ireland Group. Post Office loans are available to people with a good credit history. Post Office loans have a representative APR of 8.9% making Post Office a reasonably priced provider of good credit, unsecured, personal loans in the UK.
Post Office offer a full range of financial services to UK consumers including: savings accounts, investments, credit cards, personal loans, mortgages, bill-paying, travel services and business financial services. Post Office has branches in every town and every city in the UK. They do not provide online banking but you are able to manage your loan from their website. They provide telephone banking for personal loans from Monday to Friday between 9:00am and 5:00pm.Below are the loans available from this lender.
Compare all 2 Loans
| Loan | Representative APR | Rating | Min Loan Amount | Max Loan Amount | Credit Rating | |
|---|---|---|---|---|---|---|
|
7.4% |
 
|
£2,000 |
£25,000 |
Good |
Details |
|
Very poor reputation - application is a drawn out process and has been known to take up to 3 weeks, customer service useless for informing you of your applications status |
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|
Post Office Home Improvement Loans
|
7.4% |
|
£2,000 |
£25,000 |
Good |
Details |
|
Take ages to process an application, some people saying they heard from them 4 weeks after applying - interest rate is similar to some of the banks but it's probably not worth it for the poor service and the long wait |
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