RateSetter[edit]
RateSetter is a peer to peer lender in the UK. RateSetter loans are available to people with good credit, fair credit or bad credit histories. RateSetter loans have a representative APR that range from 6.4% to 13.2% making RateSetter one of the cheapest providers of good credit, fair credit and bad credit, unsecured, personal loans in the UK.
RateSetter only offers unsecured, personal loans to UK consumers. They are a completely online loan provider so they do not have any branches. You can apply for RateSetter loans online 24 hours a day and you can contact RateSetter by telephone from Monday to Friday between 10:00am and 5:00pm.
RateSetter offer two personal, unsecured loans and you need to sign up with them first before you can qualify for a RateSetter loan. Below are the loans available from this lender.
Compare all 2 Loans
| Loan | Representative APR | Rating | Min Loan Amount | Max Loan Amount | Credit Rating | |
|---|---|---|---|---|---|---|
|
8.5% |
 
|
£500 |
£25,000 |
Good Fair Bad |
Details |
|
Relatively new company, similar to a credit card so your balance rolls over and you pay a low interest charge at the end of the month - they are already highly recommended for peer to peer lending for their straightforward and easy service |
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|
|
10.2% |
|
£500 |
£25,000 |
Good Fair Bad |
Details |
|
Relatively new peer to peer lender that is already becoming highly recommended, really low interest rates even compared to your primary bank, definitely worth trying them as the application form is really simple |
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