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Sainsbury's Bank[edit]

Sainsbury's Loans are provided by Sainsbury's Bank Plc in the UK. Sainsbury's loans are available to people with a good credit history. Sainsbury's have three different loans: small loan which has a representative APR of 8.5%, medium loan which has a representative APR of 7.2% and a large loan which has a representative APR of 8.3% making Sainsbury's one of the cheapest providers of good credit, unsecured, personal loans in the UK.

Sainsbury's offer a full range of financial services to UK consumers including: insurance, personal loans, credit cards, savings accounts and travel services. You cannot manage your loan at your local Sainsbury's bank but they provide online banking 24 hours a day and telephone banking from Monday to Friday between 8:00am and 10:00pm and Saturday and Sunday between 8:00am and 8:00pm.

Sainsbury's offers several loans and you don't need to have an account with them to qualify for a Sainsbury's loan. Below are the loans available from this lender.

Compare all 3 Loans

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Loan Representative APR Rating Min Loan Amount Max Loan Amount Credit Rating

Sainsbury's Medium Loans

Sainsbury's Medium Loans Logo

6.1%

 StarStarStarStarStar

(5 reviews)

£7,500

£15,000

 Good
 Apply
Details

They have great low interest rates because they are very strict at credit checking - check your credit history before you apply to make sure you have absolutely no adverse credit otherwise you will get declined

Sainsbury's Small Loans

Sainsbury's Small Loans Logo

7.8%

 StarStarStarStarStar

(16 reviews)

£1,000

£7,499

 Good
 Apply
Details

Sainsburys' loans are highly recommended but you can only apply if you have a really good credit history - you can't have any adverse credit on your file at all so it may be best to check it before you apply

Sainsbury's Large Loans

Sainsbury's Large Loans Logo

8.2%

 StarStarStarStarStar

(3 reviews)

£15,000

£25,000

 Good
 Apply
Details

Lots of reviews about applicants with perfect credit histories having to wait days to be told they're rejected or offered a higher rate than advertised

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