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Small Loans[edit]

Sometimes all you need is a small loan to see you through until payday, to fix your car or pay some other unexpected bill. To get the best deal you will need to take your credit history into account, since any instances of bad credit, County Court Judgements (CCJs) or other problems like defaults on previous loans can make it hard to find unsecured, small loans with no credit check. We've compiled a list online of UK loan companies specialising in bad credit small loans.

Compare all 205 Small Loans

Sort By:
Loan Representative APR Rating Min Loan Amount Max Loan Amount Credit Rating

Tesco Small Home Improvement Loan

Tesco Small Home Improvement Loan Logo

6.4%

StarStarStarStarStar

(4 reviews)

£3,000

£7,499

Good
Apply
Details

Loan for homeowners with a really good credit history - Tesco comes recommended although this smaller loan could have some higher interest rates, see what your primary bank can offer you first

Close Finance Guernsey

Close Finance Guernsey Logo

8%

(0 reviews)

£1,000

£50,000

Good
Apply
Details

Only for residents of Guernsey - 8% is a flat rate, their actual interest rate will be higher than that so get a quote before you commit to the loan

RateSetter Rolling Loan

RateSetter Rolling Loan Logo

8.5%

StarStarStarStarStar

(8 reviews)

£500

£25,000

Good
Fair
Bad
Apply
Details

Relatively new company, similar to a credit card so your balance rolls over and you pay a low interest charge at the end of the month - they are already highly recommended for peer to peer lending for their straightforward and easy service

Airdrie Savings Bank Personal Loan

Airdrie Savings Bank Personal Loan Logo

9.7%

(0 reviews)

£500

£10,000

Good
Apply
Details

Small bank serving people of the North Lanarkshire local community - need to have good credit and be able to get to a branch for a loan meeting to apply

Co-Operative Bank Professional & Career Development Loan

Co-Operative Bank Professional & Career Development Loan Logo

9.9%

(0 reviews)

£300

£10,000

Good
Apply
Details

The most reputable Career & Development Loan - make sure you start paying the loan off as soon as the course finishes, if you don't that could cause some problems

Pollok Credit Union

Pollok Credit Union Logo

10%

StarStarStarStarStar

(1 reviews)

£50

£5,000

Good
Fair
Bad
Apply
Details

Great way to borrow money, really low rates and flexible terms - must live or work within the 'G' postcode

RateSetter Loan

RateSetter Loan Logo

10.2%

StarStarStarStarStar

(5 reviews)

£500

£25,000

Good
Fair
Bad
Apply
Details

Relatively new peer to peer lender that is already becoming highly recommended, really low interest rates even compared to your primary bank, definitely worth trying them as the application form is really simple

Lloyds TSB Island Personal Loan

Lloyds TSB Island Personal Loan Logo

11.2%

(0 reviews)

£500

£20,000

Good
Apply
Details

Have a look around before you apply as you may end up with a really high rate and you won't be eligible to apply elsewhere

Cherry Godfrey

Cherry Godfrey Logo

11.9%

(0 reviews)

£100

£30,000

Good
Apply
Details

This loan is very affordable and the money is paid out the same day - great option if you have good credit

North East Warrington Credit Union

North East Warrington Credit Union Logo

12.5%

(0 reviews)

£50

£10,000

Good
Fair
Bad
Apply
Details

Small financial business serving the local community for saving and borrowing - must be living or working in the North East Warrington area

Clwyd Coast Credit Union

Clwyd Coast Credit Union Logo

12.6%

StarStarStarStarStar

(1 reviews)

£50

£15,000

Good
Fair
Bad
Apply
Details

If you have struggled with finances in the past, they can help you rebuild your credit - must live or work on the Clwyd Coast

Newport Credit Union

Newport Credit Union Logo

12.6%

(0 reviews)

£50

£5,000

Good
Fair
Bad
Apply
Details

This is a very transparent and affordable loan, if you are not in a rush for your money - must be living or working within the City of Newport

Harlowsave Credit Union

Harlowsave Credit Union Logo

12.6%

(0 reviews)

£50

£5,000

Good
Fair
Bad
Apply
Details

Great option if you have struggled with finances in the past as no credit checks - must live, work or study within the postcodes CM17, CM18, CM19 or CM20

Hartlepool Credit Union

Hartlepool Credit Union Logo

12.68%

(0 reviews)

£50

£5,000

Good
Fair
Bad
Apply
Details

Small financial business serving the local people, affordable rates - must live or work in Hartlepool

FAIRshare Credit Union

FAIRshare Credit Union Logo

12.68%

(0 reviews)

£50

£5,000

Good
Fair
Bad
Apply
Details

Very small financial business run by the community who want to provide a solution for local people - must live or work in the Borough of Telford & Wreking, Broseley and Much Wenlock

Gateshead First Credit Union

Gateshead First Credit Union Logo

12.68%

(0 reviews)

£50

£5,000

Good
Fair
Bad
Apply
Details

Can take up to two weeks to receive your money so look elsewhere if you need money fast

Wrexham County Borough Credit Union

Wrexham County Borough Credit Union Logo

12.68%

(0 reviews)

£200

£10,000

Good
Fair
Bad
Apply
Details

Small financial business serving the local community, helping people with both good and bad credit - must live or work within Wrexham County Borough

Gloucestershire Credit Union

Gloucestershire Credit Union Logo

12.68%

StarStarStarStarStar

(1 reviews)

£50

£3,000

Good
Fair
Bad
Apply
Details

Low interest rates, low monthly repayments, no hidden charges or fees - must live or work in Gloucestershire

Plough and Share Credit Union

Plough and Share Credit Union Logo

12.68%

(0 reviews)

£50

£5,000

Good
Fair
Bad
Apply
Details

Low interest rates and repayments, no fees or extra charges, affordable loan - must be living in the rural area of North & West Devon, from Exmoor to Dartmoor

Rugby Borough Credit Union

Rugby Borough Credit Union Logo

12.68%

(0 reviews)

£50

£3,000

Good
Fair
Bad
Apply
Details

If you struggled with finances in the past, they can help you rebuild your credit - must live or work within the boundaries of Rugby Borough Council

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