Smile Bank[edit]
Smile Bank is part of Co-Operative Financial Services which is part of The Co-Operative Group in the UK. Smile loans are available to people with a good credit history. Smile loans have a representative APR of 8.9% making it a reasonably-priced provider of good credit, unsecured, personal loans in the UK.
Smile offers a full range of financial services to UK consumers including: current accounts, personal loans, mortgages, savings accounts, car insurance, home insurance, share-dealing and travel services.
Smile Bank does not have any branches as it is a completely online bank providing banking 24 hours a day and telephone banking 24 hours a day. Smile offers two loans and you don't need to have an account with them to qualify for a Smile loan. Below are the loans available from this lender.
Smile offers a full range of financial services to UK consumers including: current accounts, personal loans, mortgages, savings accounts, car insurance, home insurance, share-dealing and travel services.
Smile Bank does not have any branches as it is a completely online bank providing banking 24 hours a day and telephone banking 24 hours a day. Smile offers two loans and you don't need to have an account with them to qualify for a Smile loan. Below are the loans available from this lender.
Compare all 2 Loans
| Loan | Representative APR | Rating | Min Loan Amount | Max Loan Amount | Credit Rating | |
|---|---|---|---|---|---|---|
|
7.9% |
  
|
£7,500 |
£25,000 |
Good |
Details |
|
Smile has a very good reputation for their banking, online service and customer service but not for their loans - they are inflexible and the process can take a while |
||||||
|
|
13.9% |
|
£2,000 |
£7,450 |
Good |
Details |
|
Completely online bank - application is really easy but if you struggle they are known for their great customer service, be aware that their loans are quite inflexible and once you choose the terms, it's difficult to change them |
||||||
Free Tools
Loan type
- All UK Loans
- 1 Hour
- 24 Hour Loan
- Asset Based
- Bad Credit
- Bank
- Boat
- Business
- CCJ
- Car Finance
- Car
- Cash
- Cheap
- Cheap Rate
- Christmas
- Credit Union
- Crisis
- Debt Consolidation
- Default
- Education
- Fair Credit
- Fast Cash
- Fast
- Good Credit
- Guarantor
- High Street
- Holiday
- Home Improvement
- Home
- Instant
- Logbook
- Low APR
- Low Interest Rate
- Military
- No Credit Check
- No Fee
- Online
- Pawn Shop
- Payday
- Personal
- Quick
- Same Day
- Short Term
- Small
- Specialist
- Subprime
- Unemployed
- Unsecured
- Pawn Brokers
Loan Provider
- AA Financial Services
- Alliance & Leicester
- Bank of Scotland
- Close Finance
- Clydesdale Bank
- HSBC Bank
- Halifax Bank
- Littlewoods
- Lloyds Bank
- Marks & Spencer
- Marsh Finance
- NatWest Bank
- Nationwide
- Northern Bank
- Post Office
- RateSetter
- Reliance Bank
- Royal Bank of Scotland
- Sainsbury's Bank
- Smile Bank
- Tesco Personal Finance
- The Co-Operative
- Yorkshire Bank
- Zopa
Edit this Section
If you have noticed something wrong with this page please tell us and complete the form below. You need to tell us where you found the correct information from and we'll update this page.
